Attention homeowners in Orlando and Orange County: Get an Appraisal today!

Here are the top 7 reasons why FL homeowners order from Ladon Johnson:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce your mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a FL divorce, where property needs to be divided
To determine the true market value of real estate in question to settle an estate in FL

Need help determining the price of your house in or near Orlando, FL?
Contact Ladon Johnson.

At Ladon Johnson, we understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Ladon Johnson will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge Orange county's assessment of your property

If you live in an area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from Ladon Johnson is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Ladon Johnson can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? An appraiser from Ladon Johnson can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Ladon Johnson can help with that too. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.